City and County started as the Albany City Savings Institution in 1850. It changed its name to City Savings Bank of Albany in 1922. In 1935 it merged with Albany County Savings Bank and became, sensibly enough, City and County Savings Bank. Things stayed stable until its merger in 1981 with Home Savings Bank, at which point the “County” would be forgotten and Home and City Savings Bank was created. 10 years later it was merged with Trustco, the former Schenectady Trust Company. While the downtown Trustco branch is a few doors up from its legacy headquarters, the uptown branch remains a Trustco.
Once upon a time, banks had a single location. When we didn’t get around much, and lived pretty close to where we worked, that really wasn’t much of an issue. As cities spread, banks were eventually allowed to charter additional branches, each of which I believe required government approval. So we find in 1935 that City and County Savings Bank had branched out, having not only its elegant headquarters at 100 State Street (still standing, still elegant), but also a homey little branch office way out on New Scotland Avenue. That’s still there and still a bank.